Intro: Tips, banking, interview
It has been rightly said that anybody can count seeds in an apple but only god can count apple in seeds. Though we cannot predict the fate of a seed still we can provide favorable conditions for its nurturing into an apple. And this is exactly what we are trying to do.
This article will give you some useful tips for how to face bankingInterview. So read the tips given below and come out with flying colors.
1. Analyze yourself:
Before choosing any job we need to compare and contrast our strengths and weaknesses in line with the desired job profile and skills. This helps us to sort out our choices and further facilitate our decision making act if we are getting into an apt profession. For a Bank PO post, managerial and team building skills are judged and for clerical post, customer handling skills are searched. During interview when we are asked about our strengths then we can relate our strength which can prove beneficial for bank. For example instead of saying that “I have a good convincing power” we can say “I am good at convincing people which can prove helpful in making them understand and sell different financial products”. As far as weakness is concerned, we should avoid revealing any weakness that highlights our darker side of personality. But at the same time we cannot deny the presence of weakness so the tact is to speak about it and also show the measures we are taking to overcome it.
2. Thoughtfully drafted resume:
Our resume is like a platform that represents us officially. So a great care should be taken to draft it. It is always better to provide factual information about our past job experiences as bank officials would like to verify our past records plus if we state that we have some prior experience then later on we can be asked to prove the outcome of our prior experience in the field. We should study our resume well before appearing for interview and must also think about points which are not there in the resume and which we can communicate verbally. The experience of handling customers and cash in sales can add weight to our resume for bank jobs.
3. Get familiar with the Organization:
We naturally search the background of the organization in which we wish to work. So before applying, search about the bank well through the website of the concerned bank, its employees, its clients about the history, performance, chairman, MD or any significant event or achievement related to the bank. It will not only help to analyze our growth opportunities but will also help in the interview to show our level of interest and preparation.
4. Sound knowledge of Banking:
Before entering into any field we need to have a wide acquaintance with the different sections of the field and task related to them. We are expected to know the meaning of technical terms used in banking like loans, reverse repo, credit rate, CRR, inflation, privatization, SLR, MSR, deposits, bank rate and many more that are mentioned in reference books available in the market. We can also seek help of bank employees to learn the practical and relevant implications of these terms in various areas of bank.
5. Remain updated with the latest news:
For any job we need to keep ourselves updated with all the latest information related to the field plus all round information. Newspapers, Magazines, websites serve this purpose efficiently. We need to be in constant touch with economy and business part of news specifically in context to bank and finance sector. We can also practise writing important news headlines daily and can just go through our write-ups before appearing for the interview. For example when there is hike in prices of petrol it affects transportation and as a result we realize the price hike for all commodities. So a single event affects various other fields. In the same way we are expected to keep an eye over important national events like satellite launch etc. which are likely to be asked during interview.
6. Refer mycareerlift.com:
Several current affairs and news articles are available free on www.mycareerlift.com. Visit this site daily and keep yourself updated.
7. Sharpen communication skills:
In any interview, the first question that we face is self-introduction. We start giving our personal details like our family, education etc. It is recommended to give those details which are not mentioned in our resume. While speaking about our education we should start the description from our highest qualification. The interviewer judges our communication skill via this question.
8. Provincial details:
When we are asked about our personal details, it is imperative that we also supply our state or provincial details. Like no. of districts in our state, local language (as for post of bank clerk we need to interact with local customers), names of ministers, governors or importance of our place etc.
9. Reason for seeking bank job:
When we relate our academic qualification or a job experience in any field, immediately it gives way to this question. The interviewer weighs our qualification, job experience and current salary with bank jobs. He or she analyses that if we are over or under qualified for bank job and makes a rough estimate of our salaries which we draw from other industries and bank. Here instead of bluntly answering that we did not get any other job we can try framing the answer in such a way that it appears realistic and shows our urge to join bank. We can speak about the uncertainty of other industries. We can mention how knowledge of other industry if applied to bank can prove beneficial. We can also state that bank offers fastest growth opportunities i.e. in short time we can attain frequent promotions. Bank jobs are one of the honored jobs of the country.
10. General etiquettes of interview:
Punctuality, formal dress up, correct body language, proper eye contact, appropriate voice modulation and above all presence of mind befit us for selection.